But one thing a lot of people never did was actually get any information from the company about what they actually do and how they actually help people with their finances so people can actually pay off their debt faster than they are projected to, and actually reach their retirement goals. About a week later she calls me. I am saddened to see this website because the information given is totally inaccurate and people will listen to this guy instead of researching on the GOVERNMENT websites to see that Primerica is an amazing company! Our conversation goes all over the place like before. Will do anything to hire people. The scheme is called a "pyramid" because at each level, the number of investors increases. I didnt want to wright to much, sadly it got away from me. I enter the building with a standard Primerica logo, inside its completely empty with only her and no receptionist. If it is such a scam, why is it that people can actually make some extra money once they are trained? I googled ahead of time, but only really to find the place, which, like everyone elses experience around here, was on the outskirts of town in a rented building. I decided to see if Id be sucked into doing sales but it wasnt mentionedthough a lot of hinky things were. Sigh.. theyre so good at manipulating, or leveraging as they call it.. they create false demand and artificial scarcity all the time. Is that really too much to ask for? * Mercedes sells their cars at inflated prices, are you going to do an web post on them next? They allow an objective summary of the facts. You would be an independent contractor, so they dont care what your age or appearance is. Therefore, before joining Primerica, you might pose and ask yourself if it is a pyramid scheme. The SEC found that PFS Investments Inc. had failed to have in place effective policies and procedures to follow up adequately on three complaints received about the Dearborn registered representatives, "selling away" activities. The most obvious illustration of this was the outline he drew for me of their organization, a literal pyramid your work will be trying to enlist enough people that you can stop harassing your friends and family, and start luring in random people at department stores to hock insurance for you. I asked him if i got the license would the job be guaranteed and he said yes. My biggest issue with most of these posts is the fact that the reps are approaching people in random public places(i.e., work, grocery shopping, launder-mats, job seeking seeking sites, etc.) Yes, Primerica is an MLM. About 20 minutes later I received a phone at my job stating his name was David. I ran a department in a communications company that was ultimately relocated. Plus, I knew I had read somewhere on POL (online website for reps) that it was against compliance to block the number. Furthermore, in order to get into a hedge fund, one has to invest more than a million dollars out of pocket. Ive written about Primerica in the past, questioning whether Primerica is a pyramid scheme, and whether PFS is a scam. Fortunately, my paralysis didnt last long. I mean, my pitch would have been an honest one. When this approach is adopted, the need for the original insured amount would not be necessary. Now, the warning flags were popping up like crazy! A long time ago one of these assholes gave me a card and took my info, sadly I was told it was a scam after I gave my info. They offered you the opportunity to make extra money about $200/hour extraas I said, the only reason someone didnt make money in Primerica is because they didnt work. I just a got a phone call this morning and let it go to voicemail from a Kim calling from Primerica in Arlington Heights. I told them that i was skeptical and would want to research before committing to any policy or any opportunity. I, too, have an interview for tomorrow that I doubt Ill go to now! I got a call around noon from a company called PFS Investments. We chat like we did before she mentions that her daughter Mariah (not her name, but I want to stress the weird detail that the name WAS a variant of her own). That is why the poor get poorer and the richer who work there ass off get richer! He told me, and when I Googled it, I found this. So me and my friend were at the store when a guy randomly came up to us to talk about his wifes company. It seemed to good to be true. Over 3 Million people exploited over the last 15 years. He contacted me about a week ago about a possible part time job opportunity working for him in a company that he said earns him more money than his full time job at the funeral home. The guy who stated the *69 comment, yes that does call back the last call, so why tell someone that you are blocking a call and why are you calling back a number that you already talked too?!?!? They have no jobs to offer, despite making it seem that way. Thanks everyone for your honesty! THANK GODNESS I LISTENED TO MY INTUITION!!!!!! NO legitimate for hire position will require the applicant to pay for the privilege to work for the company. Only regret filled out the intake paperwork, but kept a copy intentionally messed up. It would be too painful to add up all the hours, dollars, and gas I had so far invested into this business. But a million questions arose when hed finished describing what it was he did, as he never quite cut to the chase of what Id be doing for the company. They are not now and I feel a offended that they would think I was interested in an MLM style business which I didnt find out until later. lol He went on to tell me that they were moving their business from Milwaukee to Chicago and are looking for people to help run a couple businesses here, here I thought oh boy, a sales position, no thank you I thought in my mind. Asking for comments. It is not easy to get started, but I must say my brother-in-law is very well off today and one of the top salesmen in Texas for Woodmen. He tried recruiting me so I took the interview mainly as a courtesy to him. He launched into his clearly rehearsed and scripted talk. Pretty amazing comments from everyone here. Later I learned that they do whatever it takes to lure someone out, then rely on the hyped-up emotions stirred up by the Opportunity Night presentation to get them to sign the agreement and pay to join. Thank you for this information. Went here, not knowing what it was about. Very happy with Merryl Lynch, thanks. Many never repeated those commission levels since. I got a call a little while again and it seemed very odd. Second is you would stay for a career information session at my office with all of the successful interviewees and then I give more information. Was hit up on LinkedIn and Im not looking for a job but still wanted to search out what crazy company was messaging me on LinkedIn again. MLM or a Pyramid scheme.Primerica is a Pure Business opportunity, the . When I looked up this company, I saw that they had an aggregate rating of 1.6 stars out of 5 on Consumer Affairs, and I felt simultaneously relieved that I didnt let them get my bank information by putting down the $99, and horrified thinking that I could have been among the many people that this company had roped into their scheme. Thanks so much!! I asked him if he was headhunting and he said, No, Im actually early for a business meeting and your personality caught my attention. She asked me the most useless questions ever, such as, How do you want to be treated if you work here? She was also unable to give me specific details about the position I was interviewing for. As someone who has worked for sales organizations for many years, I am really annoyed by the recruiting tactics of some of these folks who run MLM outfits. Now this guy (who knows if he actually works at Primerica) has my SOC. Thanks for all the information. 2. She gave me her number and asked to call claiming she was a hiring manager .. Legit MLMs and pyramid scams have a few key differences. I took a few deep breaths and began to greet reps I knew as they began to enter for the Opportunity Night. They are in business because our government allows multi-level marketing companies to operate. I knew something was fishy from the start. I had to squeeze in questions as he was trying to hang up without providing any information such as what does PFS stand for? They are a publicly traded company on the NYSE. I received a call today for just such an interview in West Chester, Ohio tomorrow. And we are educated, if we werent, we wouldnt have had researched about primerica. I didnt follow those steps due to a time constraint but thanks to your comments I know I will be making better use of my time! Apparently she works at the bar we are sitting in, but is not in that day. Thanks to all who shared their experience. She gives me, the son she never had, an enthusiastic hug and promises to call me tomorrow with all of the details. Now, I did not get asked to pay anything and was told that Primerica would pay to have me licensed, but I was also told to come back for an open house to learn more about the company. I can promise you that he wakes up every morning wishing that he could go to work like normal people and not have to deliver that line of BS at the PFS opportunity meeting tonight. Would people join if you were 100% truthful to them? Like many before me, I too received a call by a young woman, Jasmine, stating that my number was forwarded as someone ambitious and hard working, seeking employment. I received a call and was told someone left my name and number on his desk. Al? she asked as she reached a chubby, wrinkled hand out to me. Once again, most people need financial help to get where they want to be. Mary arrives and is her same cordial self. They did not respond to my email but hopefully they do not call me further. I asked what it was and he was kind of vague, but I humored him and said that I would be interested, as I am in the market for a part time job given the added expenses of my fathers death. Not going to the interview tomorrow. I tell her my mom had me when she was 18 and I grew up poor. My ex-employer was somewhat on the shady side. If it sounds too good to be true, it probably is. very dumb. I have another so called meeting tonight with him. For 5 years, Primerica has been paid automatically from my bank account. I kept asking what my role would be and he kept replying that he didnt know, that he could not tell from my resume what I could do and that he was not offering me a job. I am saddened to read this. Does anyone know of other companies besides Primerica that are employing these same tactics? Call away, I figured.
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